Category: Hamden Real Estate (72)

Calcagni Real Estate President Steven Calcagni recently announced the appointment of residential sales agent, Gabriel Rios, to the company’s Hamden office.

Gabriel is a full time Spanish speaking REALTOR who specializes in seller and buyer and assisting first-time home buyers.  He is a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors. “We are thrilled to welcome Gabriel to the team,” said Steven Calcagni “He is a great addition to our Hamden office.”

A native of Columbia, Gabriel moved to the United States sixteen years ago and now lives in North Haven, where he purchased his first home. His home buying experience inspired him to make selling real estate his career, hoping to help make a positive impact on the life of others.

Gabriel is available to serve all your real estate needs throughout New Haven County and beyond. He may be reached at Calcagni Real Estate’s office located at 2620 Whitney Avenue, Hamden by calling (203) 288-1821 Ext. 406 or by visiting:  www.calcagni.com/GabrielRios

 

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Subdivision Middletown / morguefile.com

One of the builders Calcagni Real Estate represents & 2 future residential home developments we are working on are mentioned in the Durham Patch article below.. very exciting!

Durham Developer Behind Surge in Home Building in Middletown

By Cassandra Day

A dramatic increase in developers seeking residential subdivision permits has Middletown’s planning department hoping it’s an indication city home building is on the rise, according to the Hartford Courant.

Planning Director William Warner told the Courant that six recent applications in addition to 50 new building lot permit requests nearly total those submitted in the last four years combined, and the most since 2006.

Developers are seeking the go-ahead to divvy up lots on Mile Lane, Country Club Road, Wadsworth Street, Flynn Lane, Congdon Street West and East Street, according to the Hartford Courant.

The application for a nine-lot subdivision at 762 Wadsworth Street made by Pattagansett Holdings of Durham was approved unanimously by the Middletown Inland and Wetlands committee earlier this month, according to meeting minutes.

Full article is at the following link:   http://bit.ly/14mnhzC

House_Sold_Sign

When it comes to buying or selling a home, it’s easy to become overwhelmed by the amount of information available via your agent, family members, friends and even your neighbors. While taking everything in may seem like an uphill battle, a trip to your local library may be worthwhile.

Here are five best-selling books that you might want to pick up to help get a better handle on what you’re going through.

“House Selling for Dummies”/ “Home Buying for Dummies”: These popular books are both on their fourth editions and touch on some basic tips that everyone should know, but don’t always do. Eric Tyson and Ray Brown offer a ton of time-tested advice and updated strategies for buying or selling a home within the current market conditions. Additionally, “The For Dummy” books are available in a wide range of topics, covering everything from getting a mortgage, home-buying kits and even short sales.

“100 Questions Every First-Time Home Buyer Should Ask”: Things are changing fast in residential real estate, and this book will bring you up-to-date. Whether you’re a first-time buyer, first-time seller, or haven’t bought a home in at least five years, real estate expert Ilyce R. Glink has complied answers from top brokers around the country addressing all of the current trends homebuyers need to stay on top of to find the home of their dreams. Not only does the book include great reference sections on contracts, resources, and real estate terms, it also has mortgage payment tables in the back.

“Holmes Inspection: The Essential Guide for Every Homeowner, Buyer and Seller”: Mike Holmes, star of the popular Canadian home improvement show, “Make it Right,” explains how to spot problems and gives you the information you need to judge a house wisely during an inspection. From the mechanicals (furnace, electrical and plumbing) to the “envelope” (floors, walls, doors and windows) to issues of location, this book includes real case studies, red flag sidebars and hundreds of photographs regarding what to look out for.

“Nolo’s Essential Guide to Buying Your First Home”: Written by legal experts Ilona Bray, Alayna Schroeder and Marcia Stewart, this book is filled with interesting facts, real-life stories and insights, and common pitfalls to avoid when buying a home in today’s market. It’s essentially a guide from A-Z on securing the right mortgage, selecting the right agent, and ultimately finding your dream home.

“The 106 Common Mistakes Homebuyers Make (and How to Avoid Them)”: Author Gary Eldred has compiled the experience of hundreds of homebuyers, real estate agents, home builders, and mortgage lenders to create a guide to keep people from making errors in the home-buying process. Topics addressed in this book include underestimating utilities and other costs, researching selling prices and not trusting your agent.

For more information about real estate related reading material, contact your Calcagni agent today.

Reprinted with permission from RISMedia. ©2013. All rights reserved.

The following Calcagni Real Estate realtors recently received the Quarterly Achievement Award by the Greater New Haven Association of Realtors (GNHAR) for the 2nd Sales Quarter of 2013. The award is given to Realtors who secure a minimum of nine completed sales within a quarter of each year.

BETH CANTOR, CRS, GRI, REALTOR

Beth CantorCalcagni Associates Real Estate

Beth Cantor, CRS, GRI, REALTOR

Beth has received the award 13 times during her real estate career with Calcagni Real Estate. She holds the Realtor designations of Certified Residential Specialist (CRS), which less than 5% of realtors hold, Graduate Realtor Institute (GRI), and Senior Real Estate Specialist (SRES), which require hundreds of hours of continuing education.

Beth, a graduate of Cornell who also earned an MBA from Columbia University, has  resided in Hamden CT for the past 27 years. She is a member of the following organizations: Hamden BNI (Business Networking International)- past president, Treasurer of CT CRS (Council of Residential Specialists), board member of the Hamden Education Foundation, and past board member of Westwoods, Hamden Middle School & High School PTAs, and Temple Beth Sholom.

LARRY MADOW, REALTOR, DIRECTOR of REO SERVICES

Larry Madow, REALTOR, Director of REO Services

Larry Madow, REALTOR, Director of REO Services

Larry has been a Realtor with Calcagni Associates since 1992 and is the Director of Calcagni’s REO Division and manages all aspects of listing and sales of bank-owned properties and foreclosures. He has built a fantastic team of real estate professionals specializing in servicing the REO community.

Larry holds the Graduate Realtor Institute (GRI) designation and is a member of the Greater New Haven Association of REALTORS, Connecticut Association of REALTORS, and the National Association of REALTORS.

Larry is also a member of REOMAC since 1996, and is platinum certified in the Equator and RESNET AMP platforms and holds memberships in Reobroker.com, and Reonetwork.com

LORRIE MAIORANO, CRS, SRES, REALTOR

Lorrie Maiorano, ABR, CRS, SRES, REALTOR

Lorrie Maiorano, ABR, CRS, SRES, REALTOR

A full-time sales associate with over 10 years of real estate excellence with Calcagni Real Estate, Lorrie is a consistently top producing agent who specializes in Seller and Buyer representation, new construction and assisting first-time homebuyers.  She holds the following Realtor designations: Certified Residential Specialist® (CRS), which less than 4% of all realtors hold, the Accredited Buyer’s Representative® (ABR) designation,  as well as the Seniors Real Estate Specialists®( SRES) designation, which is given to those realtors who are qualified to address the needs of home buyers and sellers age 50+. Each designation requires hours of continuing education every year.

Lorrie is a life-long Connecticut resident and currently resides in East Haven with her husband and two kids.

STACEY DEANGELIS, REALTOR

This is Stacey’s 19th award of her successful real estate career. She is a full-time sales associate with more than 12 years of real estate excellence with

Stacey DeAngelis, REALTOR

Stacey DeAngelis, REALTOR

Calcagni Associates, and is a consistently top producing agent who specializes in Seller and Buyer representation, new construction and assisting first-time homebuyers. She has closed over 400 transactions, with approximately $112 million total sales volume.

Stacey, a Cheshire resident and graduate of Cheshire High School, earned a B.A. in communications from UCONN, and later earned her teaching credentials at National University in Irvine, CA. Stacey was recently named ‘Best Real Estate Agent’ in the Cheshire Citizen’s “BEST OF AWARDS 2013”

Some good news on the local real estate front… According to the Warren Group,  “A total of 2,356 single-family homes sold in May, up from 2,290 the same month a year ago. This is the highest number of transactions recorded for the month since May 2010 when there were 2,516 sales. This is also the first time since January that sales volume increased year-over-year.”

May2013CTSales

(Image courtesy of the Warren Group)

 

Click on the following link to read the entire article: http://www.thewarrengroup.com/2013/07/conn-may-home-sales-highest-in-three-years/

Exterior Home

If you’re looking to get your home sold quickly and for the best price possible, making a good first impression is crucial. While getting your home’s interior in tip top shape is an important piece of the puzzle, the exterior of your home can’t be overlooked.

Here are five exterior projects that all home sellers should deal with before putting their house on the market.

Garden1. Landscaping. Look around your neighborhood and see if your yard stands out among the others. If not, there are plenty of easy fixes that aren’t too costly. Start by planting some shrubs and flowers  (you’ll have plenty of places to shop for plants- Cheshire, CT didn’t earn the title of  “The Bedding Plant Capital of Connecticut” for no reason!) Choose a colorful palate for the flowers and choose those that are easy to care for. In addition, make sure your lawn is mowed and remove any leaves and debris from the yard. Be sure to mulch if needed. You want potential buyers to see a beautifully manicured lawn that ultimately sets the mood for the rest of the house.

yellow house2. Painting. Since exterior paint jobs require more time and effort than painting the interior of your home, it’s normally a good idea to go with professionals. While you won’t need to drop a lot of money to paint your home, real estate experts believe that it’s an easy return on investment. If the color on your house is fading, you should consider sprucing it up with paint. Be sure to choose a color that works well in your neighborhood and check with your agent for suggestions as to what colors sell best (right now yellow seems to be hot!).

4-full3. The Backyard. One of the biggest wish-list items for buyers is a big backyard for kids or dogs to run around in. Make sure to clean your yard and keep it maintained so that prospective buyers can envision using the space. It’s important to make the yard look as spacious as possible, so you may want to consider getting rid of that old tree house or swing set. For those with pools, make sure they are clean and the water is blue.

Roof4. Roof Work. Roofs aren’t always something homeowners think about because they typically last for a long time, but every prospective buyer will eventually ask how old the roof is. This doesn’t mean you need to add a whole new roof, but if you have broken shingles or a leak, fix them. Things like this will come out during the inspection anyway, so if you take care of problems ahead of time, it could save you from having to come down in price. Also, if you have skylights, take the time to clean them while you’re concentrating on the roof.

Front Door5. The Front Door. You don’t need to get a new door, but make sure the one you have is clean and painted if needed. Fix any springs that may make the door close quickly and make sure screen doors aren’t ripped. Also, check to make sure house numbers aren’t falling off and that the doorbell works. Add a new welcome mat and your entrance way is set.

For more information about exterior projects that shouldn’t be overlooked, contact one of our real estate professionals at www.calcagni.com

Reprinted with permission from RISMedia. ©2013. All rights reserved.

Close up of a welcome mat in front of an inviting house

Ready to buy your first home, or move up to a larger home for your expanding family?….
Home sales in Connecticut seem to be finally warming up after a five-year chill, as demand gradually builds among first-time home buyers and existing homeowners seeking more room. Historically low mortgage rates, rising rents and relatively positive economic indicators are enhancing consumer confidence and driving the trend, according to the National Association of REALTORS (NAR).

As demand grows, home prices for a median existing home are expected to rise as much as 5 percent nationwide in 2013, according to the NAR. This should encourage existing homeowners who’ve been patiently sitting on the sidelines to consider putting their homes on the market.

Even though the outlook is looking brighter, the hurdles to buying a home in today’s market are significantly higher than they were a few years ago.

Lenders are paying close attention to buyers’ ability to repay a loan, according to FindLaw.com, the nation’s leading legal information website. The generally accepted principle is that no more than 30 percent of a household’s take-home income should go toward the principal, interest, taxes and insurance.

Here are some tips about buying a home within the next six to nine months:

  • Start planning now. Even if you’re a year or more away from buying a home, start preparing now. Build up your cash for a down payment plus other expenses that come with owning a home. Check your credit report for accuracy. Pay all your bills on time and zero out all credit card debt. And don’t take on new debt, like a large car payment.
  • Get a pre-approval letter. Home sellers want to know that you can get a loan to buy their home. It’s OK to window shop, but don’t make any offers unless you are certain you can obtain financing. After shopping around for a financial institution, get pre-approved for a home mortgage. Showing a seller a pre-approval letter will increase your chances of your offer being accepted. And don’t be surprised if the seller or his real estate agent contacts your loan officer to verify that you’ve been pre-approved.
  • Build a strong buying position. As the home market warms up, bidding wars will become more common. However, the highest bid doesn’t always win in today’s housing market. Instead, home sellers want to know the deal will go through with smooth sailing. So, today, the highest value is being placed on non-contingent offers (not contingent on the sale of your home), pre-approved financing, higher-than-normal earnest money deposit and personalized bids (share with the seller why the home would be a perfect match for you and your family).
  • Get a lawyer. In some states, the law requires that a real estate attorney be part of the process of making an offer and reviewing loan documents as part of the closing, according to FindLaw.com. Where a real estate attorney isn’t required, buyers and sellers should consider seeking legal assistance for relatively more complicated real estate transactions, such as purchasing a property directly from the homeowner, the purchase of a rental property, a short sale or the purchase of a foreclosed property.
  • Learn about the neighborhood. When you buy a home, you’re also buying into a community. Start your home search by first targeting a neighborhood where you want to live. Avoid neighborhoods where homes are not being kept up, or yards are full of old cars and junk. Check out the schools, too. Great schools attract families, and keep up home values. Avoid busy streets, homes under flight patterns or near railroad tracks. And contact the local police department for crime statistics and the location of nearby sex offenders.
  • Keep your emotions in check. If you’ve found a home you like, don’t fall in love with it yet. Make sure your offer is contingent upon a satisfactory home inspection conducted by an inspector that you hire (not the seller).
  • Save some extra money. Whether you’re buying your first home or your third, moving and getting a household established can cost more than you anticipated. Make sure you save enough extra money to redecorate your new home to fit your lifestyle, and to pay for unexpected repairs.

For more information, contact one of our real estate professionals at www.calcagni.com

Reprinted with permission from RISMedia. ©2013. All rights reserved.