Category: first time buyer (24)

Commercial Record photosBy Jim Morrison – Commercial Record

Thursday, October 15, 2015

When Millennials and Baby Boomers decide to buy new homes en masse, what will they be looking for? That’s the million-dollar question, and a couple of developers think they’re on to the answers.
Elizabeth “Liz” Verna is the owner of Wallingford-based development firm Verna Properties and a past president of the Home Builder’s Association of Connecticut. One of Verna’s current project is Hillcrest, a 98-unit residential development in Southington aimed at attracting a mix of Millennials and downsizers. Verna said so far the mix has been split right down the middle.
“My kids are Millennials. I have friends whose kids are Millennials,” Verna said. “I hear a lot of them saying, ‘I need to start my life.’ Empty-nesters are also starting a new phase in their life.”
Verna said the two groups have a lot in common. They want smaller, low-maintenance homes on smaller, low-maintenance lots. They want to buy in good towns that will hold their property values and that offer good restaurants, good opportunities for recreation and relatively easy access to highways and the city.
“Downsizers like to call themselves ‘rightsizers,’” Verna said. “They’re young, they’re vibrant; they don’t all want to live in a 55-and-over community. They want to live among a good mix of people.”
That’s been the case for some time, but Millennials are new arrivals to the market. Verna said Millennials aren’t interested in buying a large home, filling it with children and living there forever, like their grandparents did. Verna said they are smart consumers who know exactly what they want, and they want to live in diverse neighborhoods.
“Millennials are independent and they want everything new,” Verna said. “They want to own their own plot of land and they don’t want to be told what to do by a condo association. They also don’t want a huge yard, but they may want space for a small, organic garden. And they definitely want a nice outdoor space for entertaining, and we offer all that.”
Verna said many Millennials have high-paying jobs, but they tend not to have a lot of money saved for the typical 10 percent to 20 percent down payment required by most builders. So Verna worked with lenders to develop a program where they can buy a new home at Hillcrest (starting at $369,000) with just 5 percent down.
Verna uses BuilderTrend, a construction management software that affords every homebuyer their own user ID. They can log in from anywhere in the world to see the progress of the home as it’s being built. This and other new technologies, she said, have a particular appeal to Millennials.
“Technology is a big thing,” Verna said. “We offer one model that’s all tech-ed out. You can control the thermostat, the lights and the garage door opener from your iPhone. And every house has high-speed wireless Internet access.”
Leanne DelRosso  Calcagni Associates Real Estate

Leanne DelRosso, REALTOR

Calcagni Real Estate President Steven Calcagni recently announced the appointment of residential sales agent Leanne DelRosso to the company’s Cheshire office.

Leanne is a full time REALTOR who specializes in seller and buyer representation, assisting first-time home buyers and new construction. She is a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors.  “We are thrilled to welcome Leanne back to the team,” said Steven Calcagni, “she is a great addition to our growing team.”

Leanne grew up in Cheshire, where she still lives with her husband and 4 children. She is proud to call Cheshire home and is excited to make real estate her full time career, “It is very rewarding for me to be able to help people transition to the next phase of their lives, whether it is finding their new home or selling their existing home- I will be there for my clients through it all. I love working with people and I am very dedicated and efficient, a great choice for such a big decision.” said Leanne.

Leanne is available to serve all your real estate needs throughout the Central Connecticut area and beyond. She may be reached at Calcagni Real Estate’s office located at 330 South Main Street or by calling (203) 272-1821 Ext. 314 and 203-915-9588, or by visiting:  www.calcagni.com/LeanneDelRosso

 

Jennifer Arcesi  Calcagni Associates Real Estate

Jennifer Cetrone Arcesi, REALTOR

Calcagni Real Estate President Steven Calcagni recently announced the appointment of residential sales agent Jennifer Cetrone Arcesi to the company’s Cheshire office.

Jennifer is a full time REALTOR who specializes in seller and buyer representation and assisting first-time home buyers. She is a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors. “Jennifer is a great addition to our team, and brings a great level of energy and professionalism to our Cheshire office,” said Steven Calcagni.

A Cheshire resident since childhood, Jennifer attended Cheshire public schools and maintains close ties to her local community. After moving away for college and spending a few years as newlyweds in Atlanta, she and her husband returned to Cheshire to be near family. Jennifer and her family enjoy spending time on the Connecticut shoreline, where she specializes in assisting clients buying and selling vacation homes. Prior to becoming a licensed real estate professional, Jennifer studied Interior Design, where she developed skills that allow her to show the best possibilities of a home.

Jennifer is available to serve all your real estate needs throughout the Central Connecticut area, the shoreline, and beyond. She may be reached at Calcagni Real Estate’s office located at 330 South Main Street or by calling (203) 272-1821 Ext. 305 or by visiting:  www.calcagni.com/JenniferArcesi

Tony DeVito   Calcagni Associates Real Estate

Tony DeVivo, REALTOR

Calcagni Real Estate President Steven Calcagni recently announced the appointment of residential sales agent Tony DeVivo to the company’s Wallingford office.

Tony is a full time REALTOR who specializes in seller and buyer representation, assisting first-time homebuyers and relocation. He is a member of the Greater New Haven Association of Realtors, Connecticut Association of Realtors, and National Association of Realtors.  “We are very excited to welcome Tony to our Wallingford office. He brings a lot of energy and enthusiasm to our growing team,” said Steven Calcagni.

Tony lives in Meriden, and has several years of customer service experience in the automotive industry and has a proven track record of providing excellent service to his clients.  He is very excited to help people achieve the dream of homeownership, utilizing the tools and the supportive work environment which Calcagni Real Estate offers.

Tony is available to serve all your real estate needs throughout the Central Connecticut area and beyond. He may be reached at Calcagni Real Estate’s office located at 924 North Main St Ext., by calling (203) 265-1821 Ext. 208, his cell 860-655-6362, or by visiting:  www.calcagni.com/TonyDeVivo

 

Maggie Griffin  Calcagni Associates Real Estate

Maggie Griffin, ACRE, e-PRO, REALTOR

Calcagni Real Estate President Steven Calcagni recently announced the appointment of residential sales agent Maggie Griffin to the company’s Wallingford office.

Maggie, a native of Hamden who currently lives in Wallingford, is a full time REALTOR® and is a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors.  “Maggie’s comprehensive knowledge of real estate, coupled with her drive to provide excellent customer service, makes her a great asset to our company,” said Steven Calcagni.

Maggie Griffin, a professional REALTOR for close to two decades, is more than happy to be affiliated with Calcagni Real Estate “because it gives my clients the opportunity to take advantage of all the diversified services that Calcagni Real Estate offers home sellers, buyers, builders, those who are relocating, and anyone who has real estate needs in today’s real estate market,” said Maggie.

Maggie lives by her slogan, “No Client of Mine is Left Behind”. Her goal is to lead sellers and buyers to a successful transaction, providing several real estate related services in order for her clients to achieve their home buying or selling goals. Her specialties and expertise range from Waterfront Communities, New Homes, Re-sale Homes, Condos, Multi-family Homes, Investment Properties, Luxury Homes, market values of homes, land, probate sales, short sales and foreclosures.   She is a home staging specialist, e-Pro, customer service certified, internet specialist and one of few ACRE designated agents in CT along with being an ACRE Consulting Business Graduate.

Maggie is a recognized Multi-Million Dollar Producer, a Founder’s Club Member, Executive Club Member, Manager’s Club Member, a Top RELO Producer in Connecticut for buyers and sellers who have relocation needs; and she is one of the few Real Estate Professionals to be amongst The Premier Club National Membership from the Relocation Network. Her dedication to her clients who sell and purchase a home is what she calls “Her True Rewards” knowing she is a part of their American Dream and one of the most important decisions one makes in a life time.

The Greater New Haven Association of Realtors has recognized Maggie for Excellence in Production multiple times. Maggie was also one of Metropolitan Magazine‘s selections as their choice of Realtors in Connecticut, for proving success and dedication in the Real Estate field based on her production and recommendations from past and current clients and amongst her colleagues. In addition, Maggie held a seat on GNHAR’s Professional Standards Committee (2007) and on CAR’s Legislative Political Affairs and Sub-deficit Committees (2009). She also taught Real Estate Principles and Practices along with being a guest speaker at several home buyer seminars.

Because of her dedication, knowledge and levels of experience, Maggie has received several awards and recognition throughout the years she has been in the Real Estate profession. These awards and recognitions are a result of her outstanding performance in Customer Service, Highly Rated in Consumer Satisfaction, Production and Relocation

Maggie’s office at Calcagni Associates is located at 924 North Main Street Ext, Wallingford, and she may be reached to answer any of your real estate questions by calling (203)265-1821 Ext. 214 or by visiting:  www.calcagni.com/MaggieGriffin

House_Sold_Sign

When it comes to buying or selling a home, it’s easy to become overwhelmed by the amount of information available via your agent, family members, friends and even your neighbors. While taking everything in may seem like an uphill battle, a trip to your local library may be worthwhile.

Here are five best-selling books that you might want to pick up to help get a better handle on what you’re going through.

“House Selling for Dummies”/ “Home Buying for Dummies”: These popular books are both on their fourth editions and touch on some basic tips that everyone should know, but don’t always do. Eric Tyson and Ray Brown offer a ton of time-tested advice and updated strategies for buying or selling a home within the current market conditions. Additionally, “The For Dummy” books are available in a wide range of topics, covering everything from getting a mortgage, home-buying kits and even short sales.

“100 Questions Every First-Time Home Buyer Should Ask”: Things are changing fast in residential real estate, and this book will bring you up-to-date. Whether you’re a first-time buyer, first-time seller, or haven’t bought a home in at least five years, real estate expert Ilyce R. Glink has complied answers from top brokers around the country addressing all of the current trends homebuyers need to stay on top of to find the home of their dreams. Not only does the book include great reference sections on contracts, resources, and real estate terms, it also has mortgage payment tables in the back.

“Holmes Inspection: The Essential Guide for Every Homeowner, Buyer and Seller”: Mike Holmes, star of the popular Canadian home improvement show, “Make it Right,” explains how to spot problems and gives you the information you need to judge a house wisely during an inspection. From the mechanicals (furnace, electrical and plumbing) to the “envelope” (floors, walls, doors and windows) to issues of location, this book includes real case studies, red flag sidebars and hundreds of photographs regarding what to look out for.

“Nolo’s Essential Guide to Buying Your First Home”: Written by legal experts Ilona Bray, Alayna Schroeder and Marcia Stewart, this book is filled with interesting facts, real-life stories and insights, and common pitfalls to avoid when buying a home in today’s market. It’s essentially a guide from A-Z on securing the right mortgage, selecting the right agent, and ultimately finding your dream home.

“The 106 Common Mistakes Homebuyers Make (and How to Avoid Them)”: Author Gary Eldred has compiled the experience of hundreds of homebuyers, real estate agents, home builders, and mortgage lenders to create a guide to keep people from making errors in the home-buying process. Topics addressed in this book include underestimating utilities and other costs, researching selling prices and not trusting your agent.

For more information about real estate related reading material, contact your Calcagni agent today.

Reprinted with permission from RISMedia. ©2013. All rights reserved.

Calcagni OH SUN 3-10

It’s time for Calcagni Real Estate‘s OPEN HOUSE EXTRAVAGANZA(rescheduled from the Blizzard in February).
Over 30 houses will be open this Sunday, March 10th. Whether you’re just browsing or ready to make the move, you’re sure to find something to love!

CHECK THEM OUT HERE —–> http://on.fb.me/WKJtuK

You can search all available properties for sale any time of the day, by visiting www.calcagni.com

We’re excited to officially announce one of the newest real estate associates in our Southington office- LORI FRANCIS, REALTOR®!

 
Lori is a full time REALTOR who specializes in Seller and Buyer representation and working with first-time Homebuyers. She is  a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors.

I recently joined Calcagni Associates Real Estate, a market leader known for their supportive team environment and superior customer satisfaction.” ~Lori

You may contact Lori by visiting her webpage: www.calcagni.com/lorifrancis

We’re excited to officially announce one of the newest real estate associates in our Wallingford office- LORI SMITH, REALTOR®!

 “… For the past 12 years I‘ve worked in Calcagni Associates Real Estate’s Wallingford office supporting our …agents and clients. Now as a licensed REALTOR®, I am fully prepared to work hard for my own clients and use my intimate knowledge of Calcagni’s exclusive marketing tools to my clients’ advantage.” ~Lori

You may contact Lori by visiting her webpage: www.calcagni.com/lorismith

A big welcome to the newest members of the Cheshire sales team!...

Calcagni Associates President Steven Calcagni recently announced the appointment of residential sales agents, Beverly Thorne and John Ramadei, to the company’s Cheshire office.

Beverly Thorne, REALTOR

Beverly is a full time REALTOR who specializes in seller and buyer representation, along with assisting first-time homebuyers. She is a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors. “We are excited to welcome Beverly to our Calcagni family. She is a great addition to our Cheshire office,” said Steven Calcagni.Beverly resides in Cheshire with her husband and two sons. She is highly involved in her sons’ school activities by assisting with fundraisers and events for their local sports teams. Beverly is a proud member of the community of Cheshire and all that it has to offer her family. “My husband and I have had many opportunities to raise our two sons elsewhere, but chose to settle in our hometown of Cheshire so that they could grow up with their friends in a wonderful and giving community, full of great values in education, family, religion, sports and local clubs.”

When she is not assisting her clients, Beverly enjoys exercising daily, cooking, photography, and entertaining family and friends at her home.

Beverly’s office at Calcagni Associates is located at 330 South Main Street, Cheshire, and she may be reached by calling (203) 272-1821 Ext. 376 or by visiting: www.calcagni.com/BeverlyThorne

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REALTOR John Ramadei

John, a long-time resident of Cheshire, is a full time REALTOR who specializes in seller and buyer representation, along with assisting first-time homebuyers. He is also a member of the Greater New Haven Board of Realtors, Connecticut Association of Realtors, and National Association of Realtors. “John is committed to providing professional and personal service to all of his clients. We are excited to have him as part of the team,” said Steven Calcagni.

John spent the last 40 years working as an accountant, CPA and CFO for various companies. He was a Big Brother mentor for Big Brothers/Big Sisters for the last 10 years and has been an active member at Temple Beth David in Cheshire for the past 28 years.  When he is not assisting his clients, John enjoys a number of recreational sports, including hiking, bicycling, swimming and snowshoeing.

John is available to serve all your real estate needs throughout New Haven County and beyond. He may be reached at Calcagni Associates’ office located at 330 South Main Street, Cheshire by calling (203) 272-1821 Ext. 301 or by visiting:  www.calcagni.com/JohnRamadei