Home Buyers

You Ask, We Answer: What is Slow Decorating? Once your Calcagni Real Estate agent has found you the house you love, you may be tempted to finish decorating it ASAP. But the “slow decorating” movement may be on to something—and it may help you love your home even more in the long run. Let’s dive in to what slow decorating is all about, and how it may infuse decorating your home with a newfound...

You Ask, We Answer: How Do I Hire a Realtor? If buying or selling a home in Connecticut is at the top if your New Year’s resolutions, you’ll need a licensed Realtor. But for anyone searching for a Connecticut real estate agent for the very first time—or for the first time in a long time—it may feel overwhelming to know where to start. Here are our top tips for choosing a real estate agent, and...

You Ask, We Answer: What is a final walkthrough?   Your closing day is here. Congratulations! There’s just one more thing you need to do with your Calcagni Real Estate agent before signing on the dotted line: your final walkthrough. A final walkthrough usually happens on or near the day of your closing, and provides an opportunity for homebuyers to walk through and inspect the property prior...

You Ask, We Answer: How Can I Calculate My Home’s Electrical Load?   Whether you currently own a home or are searching for one with your Calcagni Real Estate agent, you’ll need an electrical load that keeps up with your lifestyle. The capacity of our homes to meet our electrical needs has recently come into sharper focus than it probably has in the past, and it’s helpful to know how your...

  You Ask, We Answer: What’s a Construction Loan?   Your Calcagni Real Estate agent has found you the Connecticut house you’ve been searching for: the right location, the right square footage, the right price—but you have a vision for altering the layout and decor that will really make your house a home. If this sounds familiar, keep reading to see if a construction loan is the...

  You Ask, We Answer: Why Should I Get a Realtor?   With all of the news surrounding Connecticut’s incredibly busy real estate market these days, you may be considering jumping into the action by either selling your current home or buying a new one. And with so much information about real estate available at your fingertips these days, you may be asking yourself, “Why should I get a...

You Ask, We Answer: What Is a Quick Delivery Home? You’ve begun your search to buy a home in Connecticut, and as you scroll through the online listings, one thing becomes abundantly clear: All of your favorite homes are new construction. Still, you keep trying to talk yourself out of them, because you really need to move in sooner than building a house from scratch would allow. If this scenario sounds...

  You Ask, We Answer: How Can I Qualify for a Home Loan? Spring is here, and you’ve got real estate on your mind. At Calcagni Real Estate, we know just how you feel. Buying a home in Connecticut is always a good idea, but with interest rates still low, the promise of better weather on the way and the thought of summer fun in a new house, it seems more appealing than ever to make a move. Now that...

Photo courtesy of Assurance Financial You Ask, We Answer: What Are Closing Costs? When your Calcagni Real Estate agent presents you with a sales contract for the house you want to buy, you’ll no doubt be aware of the down payment required to enter into purchasing the home. But for first- time homebuyers, preparing for closing costs may come as a surprise. No need to be caught unaware, however....

You Ask, We Answer: What Is Title Insurance, and Why Do I Need It? What is a title to a home? A title to a home is a document that proves who has legal rights to the property in question. A title also indicates if the current owner has liens on the property or has additional ownership claims. If a title is clear, it means that the buyer is not responsible for fixing these issues—and that is exactly...