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Mortgage rates hit yearly low

U.S. borrowers can get the cheapest mortgages this year, thanks to worries over European debt, and that could keep homebuyers active even after the expiration of a tax credit designed to lift sales. Mortgage rates fell to their lowest level of the year this week as yields on U.S. government securities fell, Freddie Mac said Thursday. Fixed mortgage rates tend to follow the yield of 10-year Treasury...

Give a Home for the Holidays

Here is an interesting article we came across on WSJ.com...  “'Tis the season of giving. But if you're tired of the offerings at the mall, why not consider giving your children something grander, like the gift of a down payment to buy a home—or even a home itself? Uncle Sam encourages such generosity, at least within limits (the IRS site has details). You and your spouse are each allowed to give...

Exciting new features on Calcagni.com

In our ongoing commitment to remain at the forefront of technological advances in our field, we’ve recently launched 2 new features on our website: A Multi-Language Property Search button which allows home buyers to view properties in 11 different languages, along with a  Bank-Owned Property Search button which allows potential buyers to easily find bank owned/ foreclosed properties currently...

It’s 10 O’Clock…Do you know what market you’re in?

Is this a Seller’s Market or a Buyer’s Market? As REALTORS, we are often asked, "What market are we in?" The answer is somewhat simple, but it really depends upon the market conditions. Right now for instance, there are many homes for sale, including foreclosures and "short sales." On average this equates to about a 10-month supply of housing, which would classify this market scenario as a “buyer’s...

The Market – Buyers

I am currently working with a wonderful couple who are first time buyers. They entered the Real Estate market thinking that they would quickly find their first home. What a surprise they had when they were out-bid on 6 different houses! . You might think this is because they "low balled" each offer they put in, and in fact they did on the first one, but they quickly realized that the homes for sale in...

First Time Home Buyers Get $8,000

If you've asked yourself lately, ”What can my country do for me?" ask no longer and call your Calcagni Associates REALTOR to make that home purchase you have been putting off. President Obama’s American Recovery and Investment Act signed into law on Feb 17, 2009 provided first time home buyers a unique opportunity to receive up to $8,000 in the form of a credit when purchasing a home between Jan 1 and...

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