You Ask, We Answer: How Can I Save Money When I Move? Your Calcagni Real Estate agent has helped you find your new home, and it’s time to think about moving into it. Hurray! But if the cost of moving is leaving you feeling less than excited, you’re not alone. Moving is expensive, and comes at a time when your wallet may be feeling thinner than usual. Take heart and keep reading, because we’re...
You Ask, We Answer: How Can I Qualify for a Mortgage? If you’re thinking about buying a home in Connecticut, you’ll probably need a mortgage. And while your Calcagni Real Estate agent has plenty of recommendations for trusted mortgage lenders (just ask them for a list!), knowing what those mortgage lenders will be looking for may help you get a leg up on qualifying for one. Here are some of the...
You Ask, We Answer: What’s a Construction Loan? Your Calcagni Real Estate agent has found you the Connecticut house you’ve been searching for: the right location, the right square footage, the right price—but you have a vision for altering the layout and decor that will really make your house a home. If this sounds familiar, keep reading to see if a construction loan is the...
You Ask, We Answer: How Can I Qualify for a Home Loan? Spring is here, and you’ve got real estate on your mind. At Calcagni Real Estate, we know just how you feel. Buying a home in Connecticut is always a good idea, but with interest rates still low, the promise of better weather on the way and the thought of summer fun in a new house, it seems more appealing than ever to make a move. Now that...
You Ask, We Answer: What Is Title Insurance, and Why Do I Need It? What is a title to a home? A title to a home is a document that proves who has legal rights to the property in question. A title also indicates if the current owner has liens on the property or has additional ownership claims. If a title is clear, it means that the buyer is not responsible for fixing these issues—and that is exactly...
Image courtesy of viva escrow You Ask, We Answer: How Does Escrow Work? Whether you’re a homebuyer or you’re selling your home, the word “escrow” is sure to come up at some point in your Connecticut real estate transaction. While your Calcagni Real Estate agent can work with your mortgage lender to help explain the details as they pertain to your unique contact, we’re exploring escrow...
You Ask, We Answer: What Can I Expect from My Home Inspection? For any homebuyer, buying a home is one of the biggest investments we can make—and the process can sometimes feel overwhelming. Luckily, there are steps leading up to your closing that provide valuable information to help you make important decisions before making that house your home. One of these guardrails is the home inspection. This...
Photo of Arbor Meadows in Cromwell You Ask, We Answer: How Do I Budget for New Construction? Whether you’ve started house hunting online or you’ve been slowly wading back into in-person open houses, chances are, your search for the perfect Connecticut home comes with a “wish list.” For many homebuyers today, having ample space to work (and learn) from home is figuring more prominently during...
Photo courtesy of realtor.com You Ask, We Answer: What Do I Need to Know About Relocating to the Suburbs During COVID-19? Our new reality during the COVID-19 pandemic has shifted in myriad ways: From distance learning and working from home to a premium value placed on living space, life under the coronavirus is shaping our present and helping to determine our future. With so many variables at play,...
Are you ready to buy your own home? That may sound like a bit of a weird question; however, many homebuyers are just not prepared when it comes to buying their first or a new home. On the surface, it may seem that taking out a mortgage is going to be easy. Often, the opposite is true. There are many people out there who are poorly prepared when it comes to taking out a loan. It's essential to...
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