pros and cons

Pros and Cons of a 20% Down Payment You may have been told to put down 20% on a new home, but did you know that’s not a requirement? Lenders approve loans with much smaller down payments. Putting 20% down does have benefits, but it also has downsides and risks. Today, we’re taking you through the pros and cons of a 20% down payment. PRO: Lower Monthly Payment Making a substantial down payment will...

Is a Vacation Home a Worthwhile Investment? A vacation home can be a place for your family to relax and escape the pressures of daily life. Renting out the house can supplement your income and give you greater financial security. Whether you buy a vacation home for personal use or as a rental property, owning a second house is a large investment that should be planned carefully. Here are things to think...

Choosing the Right Flooring for Your Bathroom If you’re planning to renovate or add a bathroom, you have many options when it comes to flooring. It can be overwhelming to try to pick the right one. Considering your lifestyle, budget, and style will help you determine what flooring is right for you. Our simple guide will make choosing the right flooring for your bathroom easy. Choose a Material That...

The Pros and Cons of Buying a Fixer-Upper You've spent time scrolling #FixerUpper and watching your favorite Instagrammers remodel their homes, and now you're asking yourself, "Should I buy a fixer-upper?" If this sounds familiar, you're not alone. Before you grab your sledgehammer and start looking for the perfectly dilapidated home, read on. We're going through the pros and cons of buying a fixer-upper...